Germany-based card payments startup Payleven is going to make its chip-and-PIN service available to individuals, the company said on Wednesday.

Payleven offers a similar mobile card payments service as the U.S. based Square. Up until now, Payleven’s chip-and-PIN service was only available to small merchants but as of Wednesday Payleven is offering the ability for private individuals to sign up for card payments in the U.K., the company said. Germany, Italy, Netherlands, Poland and Brazil will follow soon, it added.

Payleven’s Chip & PIN card reader device accepts European payment cards that have chips in them and require PIN numbers. Cards accepted include MasterCard, Visa, Maestro and V PAY cards. Acceptance of additional card schemes will be announced in the future, the company said on its website.

Individuals who want to allow chip-and-PIN card owners to pay them have to buy a payment terminal for €100 (US$130). All payments have a transaction fee of 2.75 percent, charged to the terminal owner, said Christian Hillemeyer, head of Payleven’s PR. When a terminal is purchased, however, the first €50 of transaction fees is not charged, he added.

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