Tag Archives: discount

5 Financial Decisions That Sound Smart but Are Really Dumb

By U.S. News

Vector illustration ? Empty head and money brain.

Filed under: , , , ,

Alashi, Getty Images


Norma Yaeger, 83, of Encino, Calif., thought she was making a smart financial decision last fall, when, after pulling into a Ralph’s supermarket, she impulsively hired two men to fix her car.

“Two nice gentlemen came over to me and look at my fender, which was badly scratched. They said that they had a compound that will remove the scratches and restore the paint,” Yaeger says.
They would fix it, for just $50.

Yaeger isn’t a rube — she was, in fact, the first female stockbroker to work at the New York Stock Exchange (and recently wrote an autobiography, “Breaking Down the Walls”). She also served as president of two stock brokerage firms. The men who approached her seemed honest, and Yaeger was self-conscious about her fender. She paid the $50, a snap decision that seemed perfectly reasonable.

Instead — and you knew this was coming — when she returned from grocery shopping, her car fender hadn’t improved. In fact, it looked far worse. Yaeger drove to a mechanic and was told that it would take several days and $1,000 to fix her car.”The worst part was that I had to tell my husband about this embarrassing story,” Yaeger says.

[See: 12 Money Mistakes Almost Everyone Makes.]

Most people have made a financial mistake that seemed sensible at the time, but in hindsight turned out to be pretty stupid. With that in mind, here are some thoughts from a slew of personal finance experts on five financial decisions that sound smart but are likely a waste of money.

The Mistake: Buying something because it is interest-free for awhile.

Why It Can Seem Smart. It’s tempting to buy something with a zero-interest window, such as a “90-day, same-as-cash” offer, in which you’re charged no interest if you pay for the product within 90 days.

Why It May Be Stupid. Many people don’t end up saving the money or putting it aside when they get it, “and they end up paying accumulated interest at a high rate plus compounding interest on the balance going forward,” says Kelley Long, a Chicago-based certified public accountant.

She says consumers make such mistakes when they open a store credit card to get a 15 percent discount, for example, but then carry a 22 percent balance. Paying for things with a rewards credit card to earn frequent flier miles can also be a mistake if you’re not paying off the card in full each month. “The interest expenses end up far outweighing the price of an airline ticket,” Long says.

The Mistake: Buying long-term care insurance when you’re broke.

Why It Can Seem Smart. Who wouldn’t want long-term care insurance? It helps pay for basic activities that people need to do on a daily basis, …read more

Source: FULL ARTICLE at DailyFinance

Lucio & Susan Co's Puregold Taps Into Middle Class Shopping Spree

By Naazneen Karmali, Forbes Staff

Lucio and Susan Co, a husband-and-wife team, have struck gold with their Puregold Price Club, a chain of over 150 hypermarkets, supermarkets and discount stores. Starting with one store in 1998, the Cos have expanded at a rapid pace, lately through acquisitions, to build Puregold into the country’s second-largest retailer, after Henry Sy’s SM group. Contrary to what its name suggests, a typical Puregold outlet stocks not fancy goods but a range of cheap merchandise aimed at a rising population of middle-class shoppers and owners of neighborhood convenience stores, known as sari-sari stores. (It claims to have over 230,000 of them as its customers.) Since 2010 the retailer’s revenues have doubled to $1.3 billion with net profits increasing fivefold to $65 million. Lucio’s retailing background is linked to running duty-free airport shops, including at Clark International Airport, a former American air force base northwest of Manila. With Puregold the Cos have earned both respectability and fabulous riches. Since 2011, when they took the company public, its shares have soared threefold. “Puregold is the country’s only pure play retail company, and it’s on an aggressive growth trajectory. Investors like that,” says Lauro Baja, country head of Philippines, which was a lead manager in its IPO. Puregold’s meteoric rise is linked to a domestic consumption boom that has been the mainstay of the Philippines’ growth story. If consumer confidence remains upbeat, the retail market is expected to grow to $75 billion by 2017. Other tycoons are lining up to cash in on the middle-class shopping spree. Recently, Land, Jaime Zobel de Ayala’s (No. 6) property unit, announced it was partnering with Puregold in a new joint venture to operate “midmarket” supermarkets. The Ayala firm last year teamed up with Bienvenido Tantoco Sr. (No. 40) to bring Japanese convenience store chain FamilyMart to the Philippines. John Gokongwei Jr. (No. 5) is preparing to list his Robinsons Retail Holdings, a franchisee of Toys “R” Us, among much else. The IPO is expected to be the country’s largest ever. –N.K. …read more

Source: FULL ARTICLE at Forbes Latest

PG&E Corp.'s Redeemable 1st Preferred Shares Cross 5% Yield Mark

By DividendChannel.com

In trading on Monday, shares of PG&E Corp.’s 4.5% Redeemable 1st Preferred (AMEX: PCG.PRH) were yielding above the 5% mark based on its quarterly dividend (annualized to $1.125), with shares changing hands as low as $21.40 on the day. This compares to an average yield of 4.66% in the “Utilities” preferred stock category, according to Preferred Stock Channel. As of last close, PCG.PRH was trading at a 7.77% discount to its liquidation preference amount, versus the average discount of 1.83% in the “Utilities” category.
Click here to find out the 50 highest yielding preferreds, at PreferredStockChannel.com » …read more

Source: FULL ARTICLE at Forbes Markets

CLO 2.0 Notes Offered At A Discount In Illiquid Europlean Secondary Market

By Sohko Fujimoto, Contributor In addition to dying CLOs, new vehicles are fueling the primary loan market’s engine. Although often forgotten once completed, these vehicles continue to be transacted on as their liabilities – the CLO notes – are freed to trade in their own secondary market. However, in an illiquid market and amid regulatory uncertainty, the notes of recently issued European CLOs are being offered in the secondary at a discount, according to sources. Trading in CLO notes has been thin, and sources mostly say lower prices are due to mark-downs, rather than actual trading. Additionally, discounts are said to be higher in the mezzanine tranches, rather than in the senior or equity. In some cases, the discount may have already been offered at the primary stage, sources say. While most recent CLO 2.0s have priced their triple-A notes at E+135 – with the first deal, Cairn CLO III, offering the triple-A tranche at E+140 – there have been others, such as Ares European CLO VI and Alcentra Jubilee CLO 2013-X, that priced their triple-A notes tighter, at E+125. “Those notes were likely offered at a discount to par,” a source says. …read more

Source: FULL ARTICLE at Forbes Latest

Stay Cool With a Budget-Friendly Pool — Savings Experiment

By The Savings Experiment

Make a Splash Saving on Summer Entertainment Kids -- Savings Experiment

Filed under:

#fivemin-widget-blogsmith-image-279022{display:none;} .cke_show_borders #fivemin-widget-blogsmith-image-279022, #postcontentcontainer #fivemin-widget-blogsmith-image-279022{width:570px;height:411px;display:block;}


View Poll

View Poll

Summer is here and it’s time to hit the pool, but if you’re thinking about getting one of you’re own, they don’t come cheap. Here are a few things to consider before diving into the expense.

Inground pools are the most ideal option, but they can run you around $21,000 in installation costs. On top of that, these luxuries can cost up to $1,500 per year to maintain.

Comparatively, a 19-foot above ground pool will only set you back $6,000. Since they cost less to heat and don’t have complex filtration systems, their maintenance is about $400 – $700 per year. That’s much less than an inground pool.

However, an even more economical option is called a set-and-fill pool. You can get a large one for about $800, and your maintenance will only cost about $200 annually. They can be easily found at discount stores like Walmart and Target, too. The only catch is that they don’t usually last more than a few seasons.

poolSo, if you’re looking for a short-term option, go with the set-and-fill pool, but if you know you’ll want something for long haul, think about investing in an inground pool. In any case, these tips will help you go for a dip without swimming in debt.


Permalink | Email this | Linking Blogs | Comments

…read more

Source: FULL ARTICLE at DailyFinance

Higher Cigarette Prices Help Boost Altria 2Q Earnings

By The Associated Press

altria earnings marlboro cigarettes tobacco stocks investing wall street

Filed under: , , , ,

Gene J. Puskar/AP


RICHMOND, Va. — Marlboro maker Altria said Thursday its second-quarter profit rose about 3 percent as higher prices and lower expenses from a longstanding legal settlement offset a decline in cigarette sales.

The owner of the nation’s biggest cigarette maker, Philip Morris USA, also raised the lower end its full-year earnings guidance.

Altria (MO), based in Richmond, Va., earned $1.27 billion, or 63 cents a share, for the April-June period, up from $1.22 billion, or 60 cents a share, a year ago.

Excluding one-time items, earnings were 62 cents a share, missing Wall Street expectations by a penny.

Sponsored Linksadsonar_placementId=1505951;adsonar_pid=1990767;adsonar_ps=-1;adsonar_zw=242;adsonar_zh=252;adsonar_jv=’ads.tw.adsonar.com’;

Revenue, excluding excise taxes, decreased 2.5 percent to $4.5 billion. Analysts polled by FactSet expected $4.62 billion.

Cigarette volumes fell nearly 7 percent to 33.8 billion cigarettes compared with a year ago. Marlboro volumes fell more than 7 percent, volume for its other premium brands fell by nearly 11 percent, and volumes for discount cigarette brands like L&M increased nearly 4 percent,

Its share of the U.S. retail market rose 0.3 percentage points to 50.7 percent. Marlboro’s share of the U.S. market was flat at 43.7 percent.

The premium Marlboro brand has been under pressure from competitors and lower-priced cigarette brands as consumers face economic pressure and high unemployment.

Those economic challenges are in addition to the tax hikes, smoking bans, health concerns and social stigma that have made the cigarette business tougher.

The company has introduced several new products with the Marlboro brand, often with lower promotional pricing. They include special blends of both menthol and non-menthol cigarettes to try to keep the brand growing and to lure smokers away from its competitors. It has said it has a pipeline of innovative products to supplement the Marlboro brand in the future.

Altria and others are focusing on cigarette alternatives — such as electronic cigarettes, cigars, snuff and chewing tobacco — for future sales growth because the decline in cigarette smoking is expected to continue.

Volumes of Altria’s smokeless tobacco brands such as Copenhagen and Skoal rose more than 4 percent from a year ago. For the quarter, the company’s smokeless tobacco brands had 55 percent of the market, though smokeless tobacco is a tiny market compared with cigarettes.

Altria said inventory changes and retail share losses drove volumes for its Black & Mild cigars down 8 percent during the quarter.

Altria also owns a wine business, holds a voting stake in brewer SABMiller, and has a financial services division.

The company Thursday also raised the lower end of its full-year adjusted earnings guidance by a penny to a range of $2.36 and $2.41.

During the latest quarter, Altria said it repurchased 3.7 million shares for a total cost of about …read more

Source: FULL ARTICLE at DailyFinance

China's Alibaba Group taps smart TVs for online shopping

Chinese e-commerce giant Alibaba Group plans to enter the country’s smart TV industry with a set-top box product for streamlining online shopping on big screen televisions.

The set-top box runs a Linux-based OS and can stream television shows and movies, and play games and music via a remote control or a user’s own smartphone. What sets the device apart from some rival products, though, is its focus on online shopping. Accessing Alibaba’s shopping services through the box, registered users can buy the products they view in two steps: confirming they want the product, and paying for it, said Yu Ce, vice president for Alibaba Group.

“This complete process will make the shopping very simple, and suitable for a large number of consumers, especially for older people, children, and people that use TVs,” he said.

Products sold on the TVs, however, won’t be the same as those typically offered on Alibaba’s online shopping sites Taobao Marketplace and Tmall. Instead, the set-top box will initially feature discount deals on products from Alibaba’s group-buying site Juhuasuan.

To read this article in full or to leave a comment, please click here

…read more

Source: FULL ARTICLE at PCWorld

How to Declare Your Independence for Student Financial Aid

By Bruce Watson

Filed under: , , ,

The Bent Tree, Flickr

September is drawing closer, bringing a new school year, along with fresh worries over how to pay the steep cost of college tuition. For students hoping to get loans and scholarships, a lot rides on the Free Application for Federal Student Aid, or FAFSA. The Department of Education, state governments, and individual colleges use the form to determine what kinds of loans, grants, scholarships, and work-study opportunities a student can receive.

When it comes to funding college, the question of parental contribution can be a big snag. Based on assets and income, the FAFSA determines how much parents can be expected to spend putting their child through college. Of course, that assessment assumes that parents are ready, willing and able to give their children money to help with school, but — as many students have found — there can be a huge gap between the amount of money that a parent “can” give on paper and the amount of money that he or she is willing to part with.

For students facing problems with parental contributions, declaring financial independence is the holy grail: if a student can financially separate from his or her parents, their assets won’t be factored into the tuition equation. For most students — Lindsay Lohan being a likely exception — this would likely drop their apparent wealth significantly, increasing their eligibility for loans and grants.

Limited Options

Unfortunately, most of the grounds under which a young person can be granted financial independence — including being at least 24 years old, being in graduate school, being an orphan or ward of the state, being a military veteran, being homeless, having dependents, or being an emancipated minor — are nonnegotiable, and a student can’t do much to change his or her status.

Other options — like being in the military, being married, or being homeless — are more open to individual action, but would require a serious, long-term commitment and should not be entered into lightly. To put it mildly, joining the military, having a child, or getting married are big decisions, and shouldn’t be undertaken solely for the purpose of getting student loans.

(That having been said, when I was growing up, I knew parents who had gotten married or even had children in order to avoid deployment to Vietnam. Given the high cost of college, and the amazing impact that a college degree could have on future earnings, I’m not sure I can automatically discount the wisdom of marrying one’s high school sweetheart as a strategy for getting student aid.)

How Unusual Is Your Situation?

There is also one method for which the requirements are not so well-defined: a college financial aid administrator can make a documented determination of independence by reason of “other unusual circumstances.” But, while this …read more

Source: FULL ARTICLE at DailyFinance

Microsoft should yank Windows RT for Windows RT's own good

Okay, Microsoft. You had your fun fling with ARM processors, serenading your newfound love with glitzy dubstep ads full of creepy dancing schoolgirls. Thin and light tablets packing a—gasp!—free version of Office? Freedom from Intel and AMD’s x86 processors? Sanctity from traditional Windows malware? How dreamy.

But the honeymoon is over, and reality ain’t happy with the frivolous romp. Thursday, Microsoft announced that it took an accounting hit to the tune of nearly $1 billion—yes, with a B—thanks to the steep discount it had to apply to the millions of Surface RT tablets lying around unsold. The dream has become a nightmare, and not just for Surface.

Microsoft, it’s time for Windows RT to take a vacation.

Like rats from a ship

The writing has been on the wall for Windows RT for a while now, but this week really crystallized that its time is not now.

To read this article in full or to leave a comment, please click here

…read more

Source: FULL ARTICLE at PCWorld

Coal Stocks Are Smoldering But No Fire Here Yet

By Hilary Kramer, Contributor

After two years of sometimes harrowing declines, the best thing the coal bulls can say is that the sector is trading at a 65% discount for those betting on a long-term turnaround. But with no catalyst in the here and now, investors may find better places to put their money to work. …read more

Source: FULL ARTICLE at Forbes Latest

Police find body of woman taken from Michigan store

Police investigating the abduction of a 20-year-old woman from a discount store found her body Thursday in a wooded area in suburban Detroit, less than 2 miles away.

Brenna Machus, an assistant manager, was last seen Monday night at a Family Dollar store in Dearborn. A co-worker, Joseph Orlando, 20, was found fatally shot when other employees arrived for work Tuesday morning. He had been hired just last week.

The identity of the body was confirmed as Machus, said Nancy Hamood Strutz, assistant to Dearborn Police Chief Ron Haddad.

“I feel rather enraged we have another homicide in Dearborn,” Haddad told reporters earlier, when the body was found.

The store’s surveillance video captured images of a suspect, who waved as he walked into the store Monday night. Police are urging the public to call with any tips about the man who wore dark clothes with a hood over his head. His face can’t be seen on the video, but Haddad hoped someone would recognize his clothing or the way he walks.

“I just can’t believe it,” Machus’ father, Jamie Machus, told WJBK-TV.

The Family Dollar is in a busy retail area on the west side of Dearborn, sandwiched between a Middle Eastern restaurant and a hardware store.

Two women who were in the store between 7 p.m. and 7:30 p.m. Monday contacted police and are cooperating in the investigation, Lt. Patti Penman said. They are not suspects, but detectives wanted to know what they could recall about that night. One of the women finally stepped forward when her picture from store video was released to the public.

The discovery of Machus’ body was a tragic development. Friends and relatives had made a tearful public appeal Wednesday for information on her whereabouts. Lisa Machus called her daughter a “shining star.”

Tina Cable drove to the police staging area when she heard that a body had been found. Her son was Machus’ friend.

“I want them to catch who did this,” Cable said.

…read more

Source: FULL ARTICLE at Fox US News

Gilt's Insider Program Adds the Midas Touch to Ecommerce

By Robert Khederian

If you set your alarms based on Gilt’s latest designer flash sale, then you’re in luck – soon, the discount eretailer will launch the Gilt Insider Program, a loyalty rewards incentive program for frequent visitors (and patrons).

Here’s how it works: for every dollar you spend, you get five points toward qualifying for a level of status (there are three: select, premium, or noir), and friend referrals get you 25 points. Our favorite part about the program? You don’t even have to spend money to rack up the points. Even if you just visit the site five days in a row, Gilt will reward you with 100 points, which can then be redeemed for everything from free shipping to early access to your favorite sales. With points this easy to accrue, we’re sure you’ll be a Gilt noir shopper in no time.

…read more

Source: FULL ARTICLE at fashionologie

Mom begs for help in finding missing Michigan woman

Friends and relatives of a missing Detroit-area woman made a tearful appeal to the public Wednesday for information about their “shining star,” two days after the 20-year-old was abducted from a discount store and a co-worker was fatally shot.

Dearborn police also urged the public to step forward with any tips about the suspect, a man in dark clothes and a hood over his head who waved as he entered a Family Dollar store Monday night.

The body of a new employee, Joseph Orlando, 20, was discovered shot to death Tuesday morning, while assistant manager Brenna Machus remains missing. The motive was unknown.

“We believe she was abducted, absolutely,” Police Chief Ron Haddad told The Associated Press.

Earlier, at a news conference, he said: “We as a community will never tolerate such a violent crime.”

The face of the suspect can’t be seen from the store’s surveillance video, but Haddad hopes someone recognizes his walk or his clothing.

The man is waving on the video, although Haddad said he doesn’t know if the victims knew him.

“You typically say hello to somebody if they’re in eyesight. I can’t make much more of it than that,” the chief said of the wave.

Machus’ mother, Lisa Machus, said she just wants her daughter back — “no questions asked.”

“Brenna is a shining star. She’s loved by many,” Lisa Machus said. “If there’s someone out there that has her, drop her off at a hospital. Let us know. We will come get her.”

Jennifer Forte urged the public to call Crime Stoppers of Michigan, which is offering a reward. “Please find my best friend,” she said.

Outside the store, Janet Post, 55, placed flowers and lit a candle to honor Machus and Orlando. She said she made a purchase from the pair on Monday.

“I was goofing around with him at the register. He waited on me, and she was sitting behind the counter,” Post recalled, wiping away tears. “I walked out and had a good feeling about him. Both of them — they were so young. It’s just terrible, terrible.”

Machus has worked for Family Dollar for more than a year at different locations in the Detroit area. Orlando was hired just last week.

“He was ecstatic. … He was smiling all the time. It’s just senseless,” Orlando’s grandfather, Alan Konkel, said before stepping away at a news conference, overcome with grief.

Family Dollar regional vice president Rick Smith attended but declined to comment.

Haddad said detectives also want to talk to two women who were in the store between 7 p.m. and 7:30 p.m., before the suspect entered. He said they’re not suspects but perhaps they could describe a car or what was going on in the parking lot Monday night.

Anyone with information can call police at 313-943-2241 or Crime Stoppers at 800-773-2587.

…read more

Source: FULL ARTICLE at Fox US News

Mom begs for help in finding missing Mich. woman

The mother of a missing Detroit-area woman has made a tearful appeal to the public for any information, two days after her daughter was abducted from a discount store and a co-worker was fatally shot.

Lisa Machus said Wednesday that many people love and miss 20-year-old Brenna Machus. She says they “need to find her.”

Machus disappeared Monday night from a Family Dollar store in Dearborn. Twenty-year-old Joseph Orlando was killed.

Orlando had started working at the store last week. His grandfather Alan Konkel says Orlando was “ecstatic” about the job.

Police Chief Ron Haddad pleaded for two female customers who were in the store about 7:30 p.m. to step forward.

Store surveillance video doesn’t show the suspect’s face, but Haddad hopes someone recognizes his walk or clothing.

…read more

Source: FULL ARTICLE at Fox US News

Ticket Prices for MLB's All Star Game Are High, But Can't Compete with NBA Edition

By Jesse Lawrence, Contributor

Until recently, All Star games in major league sports were purely exercises in exhibition.  Then in 2003 baseball added some significance to the game, by giving the winning league home field advantage in the World Series. This change, however, has not elevated the Mid-Summer classic to the most sought after All Star ticket.  That title belongs to the NBA. Along with Bloomberg, TiqIQ analyzed the premium paid for the last 11 All Star contests across Baseball, Basketball, Football and Hockey.  The get this premium we divided the average price of the All Star Game by the league ticket average during then corresponding regular season.  As the below chart illustrates, the NBA is the clear winner, with premiums of  1,852% in 2011, 1,674% last year in Houston and 710% in 2010 in Orlando.  Comparatively, the highest premium for a Major League baseball All Star game in the last three years is 1,196% for this year’s game at Citi Field, followed by 1,016% for last year’s game at Kauffman Stadium in Kansas City. Tuesday’s All-Star game at Citi Field marks the second time the Mets have hosted the game and the 7th time that a New York team has hosted the midsummer classic. As far as baseball All Star Games go, this one ranks high on the demand curve.  In fact, it’s the most expensive MLB All Star Game over the last three years, with an average price of $855 compared to $576 last year and $294 in Arizona in 2011.  The cheapest 500-level ticket on TiqIQ is $310 from our partner eBay and the cheapest 100-level ticket is $365 from our partners at Razorgator. At the other end of the premium spectrum is the NFL’s All Star Game, the Pro Bowl. Played annually in Hawaii, it’s the only game that comes at the end of the season, as opposed to at the midway point.  Whether it is the timing or the location, the Pro Bowl has historically been a dud at the box office.  Last year, the average price to the Pro Bowl actually sold at a discount to the league’s season average, by -16.2%. …read more

Source: FULL ARTICLE at Forbes Latest

Retail discounts available to those 50+ years old

DiscountsKeep this list and send a copy to your senior friends and relatives.
As I was waiting in line behind an older gentleman at Wendy’s recently, I heard him ask for his senior discount. The girl at the register apologized and charged him less. When I asked the man what the discount was, he told me that seniors over age 55 get 10% off everything on the menu, every day.
Being of ‘that’ age myself, I figured I might as well ask for the discount too.
This incident prompted me to do some research, and I came across a list of restaurants, supermarkets, department stores, travel deals and other types of offers giving various discounts with different age requirements. I was actually surprised to see how many there are and howsome of them start at the young age of 50 .
This list may not only be useful for you, but for your friends and family too.
Dunkin Donuts gives free coffee to people over 55 .
If you’re paying for a cup every day, you might want to start getting it for FREE.

YOU ;mustASK for your discount !

Applebee’s: 15% off with Golden Apple Card (60+)
Arby’s: 10% off ( 55 +)
Ben & Jerry’s: 10% off (60+)
Bennigan’s: discount varies by location (60+)
Bob’s Big Boy: discount varies by location (60+)
Boston Market: 10% off (65+)
Burger King: 10% off (60+)
Chick-Fil-A: 10% off or free small drink or coffee ( 55+)
Chili’s: 10% off ( 55+)
CiCi’s Pizza: 10% off (60+)
Denny’s: 10% off, 20% off for AARP members ( 55 +)
Dunkin’ Donuts: 10% off or free coffee ( 55+)
Einstein’s Bagels: 10% off baker’s dozen of bagels (60+)
Fuddrucker’s: 10% off any senior platter ( 55+)
Gatti’s Pizza: 10% off (60+)
Golden Corral: 10% off (60+)
Hardee’s: $0.33 beverages everyday (65+)
IHOP: 10% off ( 55+)
Jack in the Box: up to 20% off ( 55+)
KFC: free small drink with any meal ( 55+)
Krispy Kreme: 10% off ( 50+)
Long John Silver’s: various discounts at locations ( 55+)
McDonald’s: discounts on coffee everyday ( 55+)
Mrs. Fields: 10% off at participating locations (60+)
Shoney’s: 10% off
Sonic: 10% off or free beverage (60+)
Steak ‘n Shake: 10% off every Monday & Tuesday ( 50+)
Subway: 10% off (60+)
Sweet Tomatoes: 10% off (62+)
Taco Bell : 5% off; free beverages for seniors (65+)
TCBY: 10% off ( 55+)
Tea Room Cafe: 10% off ( 50+)
Village Inn: 10% off (60+)
Waffle House: 10% off every Monday (60+)
Wendy’s: 10% off ( 55 +)
Whataburger: 10% off (62+)
White Castle: 10% off (62+) This is for me … if I ever see one again.

Banana Republic: 30% off ( 50 +)
Bealls: 20% off first Tuesday of each month ( 50 +)
Belk’s: 15% off first Tuesday of every month ( 55 +)
Big Lots: 30% off
Bon-Ton Department Stores: 15% off on senior discount days ( 55 +)
C.J. Banks: 10% off every Wednesday (50+)
Clarks : 10% off (62+)
Dress Barn: 20% off ( 55+)
Goodwill: 10% off one day a week (date varies by location)
Hallmark: 10% off one day a week (date varies by location)
Kmart: 40% off (Wednesdays only) ( 50+)
Kohl’s: 15% off (60+)Modell’s Sporting Goods: 30% off
Rite Aid: 10% off on Tuesdays & 10% off prescriptions
Ross Stores: 10% off every Tuesday ( 55+)
The Salvation Army Thrift Stores: up to 50% off ( 55+)
Stein Mart: 20% off red dot/clearance items first Monday of every month ( 55 +)

Albertson’s: 10% off first Wednesday of each month ( 55 +)
American Discount Stores: 10% off every Monday ( 50 +)
Compare Foods Supermarket: 10% off every Wednesday (60+)
DeCicco Family Markets: 5% off every Wednesday (60+)
Food Lion: 60% off every Monday (60+)
Fry’s Supermarket: free Fry’s VIP Club Membership & 10% off every Monday ( 55 +)
Great Valu Food Store: 5% off every Tuesday (60+)
Gristedes Supermarket: 10% off every Tuesday (60+)
Harris Teeter: 5% off every Tuesday (60+)
Hy-Vee: 5% off one day a week (date varies by location)
Kroger: 10% off (date varies by location)
Morton Williams Supermarket: 5% off every Tuesday (60+)
The Plant Shed: 10% off every Tuesday ( 50 +)
Publix: 15% off every Wednesday ( 55 +)
Rogers Marketplace: 5% off every Thursday (60+)
Uncle Guiseppe’s Marketplace: 15% off (62+)

Alaska Airlines: 50% off (65+)
American Airlines: various discounts for 50% off non-peak periods (Tuesdays – Thursdays) (62+)and up (call before booking for discount)
Continental Airlines: no initiation fee for Continental Presidents Club & special fares for select destinations
Southwest Airlines: various discounts for ages 65 and up (call before booking for discount)
United Airlines: various discounts for ages 65 and up (call before booking for discount)
U.S. Airways: various discounts for ages 65 and up (call before booking for discount)
Amtrak: 15% off (62+)
Greyhound: 15% off (62+)
Trailways Transportation System: various discounts for ages 50+

Car Rental:
Alamo Car Rental: up to 25% off for AARP members
Avis: up to 25% off for AARP members
Budget Rental Cars: 40% off; up to 50% off for AARP members ( 50+)
Dollar Rent-A-Car: 10% off ( 50+) Enterprise Rent-A-Car: 5% off for AARP members Hertz: up to 25% off for AARP members
National Rent-A-Car: up to 30% off for AARP members

Overnight Accommodations:
Holiday Inn: 20-40% off depending on location (62+)
Best Western: 40% off (55+)
Cambria Suites: 20%-30% off (60+)
Waldorf Astoria – NYC $5,000 off nightly rate for Presidential Suite (55 +)
Clarion Motels: 20%-30% off (60+)
Comfort Inn: 20%-30% off (60+)
Comfort Suites: 20%-30% off (60+)
Econo Lodge: 40% off (60+)
Hampton Inns & Suites: 40% off when booked 72 hours in advance
Hyatt Hotels: 25%-50% off (62+)
InterContinental Hotels Group: various discounts at all hotels (65+)
Mainstay Suites: 10% off with Mature Traveler’s Discount (50+); 20%-30% off (60+)
Marriott Hotels: 25% off (62+)
Motel 6: Stay Free Sunday nights (60+)
Myrtle Beach Resort: 30% off ( 55 +)
Quality Inn: 40%-50% off (60+)
Rodeway Inn: 20%-30% off (60+)
Sleep Inn: 40% off (60+)

AMC Theaters: up to 30% off ( 55 +)
Bally Total Fitness: $100 off memberships (62+)
Busch Gardens Tampa, FL: $13 off one-day tickets ( 50 +)
Carmike Cinemas: 35% off (65+)
Cinemark/Century Theaters: up to 35% off
Massage Envy – NYC 20% off all “Happy Endings” (62 +)
U.S. National Parks: $10 lifetime pass; 50% off additional services including camping (62+)
Regal Cinemas: 50% off Ripley’s Believe it or Not: @ off one-day ticket ( 55 +)
SeaWorld, Orlando , FL : $3 off one-day tickets ( 50 +)

AT&T: Special Senior Nation 200 Plan $19.99/month (65+)
Jitterbug: $10/month cell phone service ( 50 +)
Verizon Wireless: Verizon Nationwide 65 Plus Plan $29.99/month (65+).

Great Clips: $8 off hair cuts (60+)
Supercuts: $8 off haircuts (60+)

NOW, go out there and claim your discounts – – – – and remember —-

YOU must ASK for your discount —- no ask, no discount.
I Know everyone knows someone over 50 please pass the one on!!!!!